📌 HOA & CDD Fees in Nocatee:
What They Cover & Why They Matter

Thinking About Moving to Nocatee? Here’s What You Need to Know About HOA & CDD Fees

When buying a home in Nocatee, two fees often come up—CDD fees and HOA fees. These costs help maintain the community’s infrastructure, amenities, and overall quality of life. But what exactly do they cover, and how do they impact your homeownership experience?

Let’s break down what these fees are, how they work, and what they mean for buyers and sellers.

🏡 What Is a CDD Fee?

A Community Development District (CDD) fee is unique to master-planned communities like Nocatee. Instead of developers paying upfront for major infrastructure and amenities, they take out bonds to fund them—allowing Nocatee to be built with top-tier amenities from day one.

📌 How CDD Fees Are Set & Paid Off

• When a developer builds a community, they borrow money by issuing tax-free municipal bonds to fund roads, utilities, parks, and amenities.

• Instead of paying that debt upfront, homeowners repay the bond over time through their CDD fee (usually over 30 years).

• Each homeowner’s CDD fee is based on their lot size—larger lots have higher CDD fees since they take up more infrastructure costs.

📊 How Lot Size Impacts CDD Fees in Nocatee:

• 🏡 40’ lots → Lower CDD fees

• 🏡 50’ lots → Mid-range CDD fees

• 🏡 60’+ lots → Higher CDD fees (estate homes pay the most)

The larger the lot, the higher the CDD fee, since it requires more land, utilities, and infrastructure investment.

✔ What Your CDD Fee Pays For:

• 🌳 Community Infrastructure – Roads, sidewalks, water/sewer systems.

• 🏖 Amenities – Parks, greenways, water parks, community pools, and recreation areas.

• 🎡 Community Events & Lifestyle Programming – Nocatee’s CDD also funds community activities like farmers markets, concerts, holiday events, and resident-exclusive experiences.

• 🏡 Preserving Open Spaces – Over 60% of Nocatee is dedicated to conservation!

📌 Nocatee’s CDD: The Tolomato Community Development District

Nocatee is part of the Tolomato Community Development District (TCDD), which manages these fees.

📊 How to Check & Pay Your CDD Balance:
✔ Visit mytcdd.com and use the Resident Assessment Lookup to see your balance.
✔ If you’d like to pay off your CDD debt, you can request an Estoppel Letter for the payoff amount (a $125 processing fee applies).

🚨 Does Your CDD Fee Ever Go Away?

• The debt portion of the CDD fee (which funds infrastructure) can be paid off early.

• However, the operations & maintenance portion (about 30%) remains since it funds community upkeep.

• Unlike an HOA, the Tolomato CDD Board manages these funds—not homeowners.

🏠 What Is an HOA Fee?

In addition to a CDD fee, every Nocatee neighborhood has an HOA (Homeowners Association) fee. The HOA is separate from the CDD and is managed by homeowners within each community.

📌 Our HOA Expertise

We don’t just sell homes in Nocatee—we’ve also served on our own neighborhood’s HOA board.

✔ Quinton was President of the Austin Park HOA for two years.
✔ Kristin was Chairman of the Architectural Review Board (ARB) for two years.

What does this mean for you? When buying or selling in Nocatee, we can help you navigate HOA rules, approvals, and how fees impact home values—because we’ve managed them firsthand.

✔ What Your HOA Fee Pays For:

• 🏡 Neighborhood Maintenance – Landscaping, irrigation, and community upkeep.

• 🎾 Amenities – Some neighborhoods have private amenities (pools, clubhouses, fitness centers).

• 🔍 Architectural Review & Community Standards – Ensures uniformity and property value protection.

📌 HOA Fees Vary by Neighborhood

Because each HOA is separately managed, fees range depending on:
✔ The size of the community & what’s included.
✔ Whether the neighborhood has gated security or private amenities.
✔ How the HOA Board manages the budget (which is why fees can fluctuate!).

🔹 Want to make exterior changes to your home? With our combined experience on the Austin Park HOA board & ARB, we know exactly how to navigate HOA approvals.

📊 CDD vs. HOA Fees: What’s the Difference?

A quick side-by-side comparison to clear up any confusion:

🚫 Common HOA Restrictions in Nocatee

Thinking about Airbnb-ing your home? Not so fast! Here are some common HOA rules in Nocatee:

🚫 No short-term rentals (Airbnb & VRBO are not allowed).
🚗 Parking restrictions (street parking rules vary by neighborhood).
🌱 Landscaping & exterior home modifications must be approved by the HOA.

HOA regulations ensure that Nocatee’s communities remain well-maintained and property values stay high.

💰 How CDD & HOA Fees Impact Home Prices

• Homes in gated communities or those with private amenities often have higher HOA fees.

• Some buyers prioritize lower fees, while others value high-end amenities & community upkeep.

• Resale value is influenced by how well the HOA & CDD maintain the community.

📌 Fun Fact: The HOA board at Austin Park (where we served as VP & ARB Chair) managed to keep fees stable while funding major community projects—so who manages your HOA really does matter!

📞 Have Questions About HOA or CDD Fees? Let’s Talk!

Understanding HOA and CDD fees is key when buying or selling in Nocatee.

📞 Call or text us at (904) 826-3690—we’ve lived here, served on the HOA board, and know exactly how these fees work.

Thinking about buying or selling in Nocatee? We’re your local real estate advisors. Let’s chat! 🏡💬